Mortgage broker serving Maywood, CA, offering a full range of loan programs - purchases, refinancing, investment properties, FHA, VA, jumbo, DSCR, bank statement loans, down payment assistance, and more. Personalized programs for your unique situation. 40+ years California mortgage experience.
Schedule a quick 15-minute call and we'll match you to the right program and give you the best rate for your unique situation.
We as brokers shop hundreds of lenders for you. Banks offer their own limited products.
As mortgage specialists serving Maywood buyers, we match your unique situation to the right program.
Maywood offers solid value, but buyers still need strategic financing to compete effectively.
We've spent 40+ years solving these exact challenges.
We're here to help match you with the perfect loan program for your Maywood purchase.
SCHEDULE FREE CONSULTATION"For over 30 years, A Good Lender has been a trusted and essential part of my family's financial journey, guiding us through more than a dozen mortgage financing transactions with professionalism, integrity and care. What sets A Good Lender apart is their reliability and ability to demystify the mortgage process."
"Rodney Roloff & The Team at A Good Lender made my house buying process a breeze. Rodney helped me to better understand the loan process and walked me through everything step by step. If your looking for a good lender. One who will help you get the best rate. I highly recommend reaching out to Rodney and his team at 'A good lender'"
"From our first home buying experience, to exploring HELOC options, and refinancing, every step we were supported with clear and accurate information. A team who's knowledgeable, prompt to respond to any questions, and who genuinely cares for their clients is a rare find in this industry."
We've simplified the mortgage maze into four clear steps. No surprises, just results.
Complete your loan application online and upload your documents. We'll review everything to make sure it's complete before submitting to our lending partners.
We submit your application to our lending partners. Their underwriters review your documents, verify your income and credit, and issue your loan approval.
Sign your final documents, get your keys, and move into your Maywood home. We coordinate everything to make closing day smooth and stress-free.
Finding the right home loan in Maywood starts with understanding your options. We've streamlined hundreds of mortgage programs into 8 clear categories for Maywood home buyers—covering purchase loans, refinance, commercial real estate, and specialized financing like bank statement and jumbo loans. Explore the general programs to compare down payment options and requirements, or apply now for a custom financing solution tailored to your Maywood property.
Whether you're buying your first condo or a $3M estate, we offer comprehensive financing solutions with 14-day closings. Explore our complete range of purchase loan programs below.
Refinance to lower your interest rate, shorten your loan term, or access home equity for renovations, debt consolidation, or investment opportunities. Explore all refinance programs below.
Finance commercial real estate, owner-occupied buildings, or business expansions. Explore all commercial financing programs below.
Finance new construction, renovations, or land purchases. Explore all construction and renovation programs below.
From condos and townhomes to multi-family buildings and unique property types. Explore all specialized property financing programs below.
We specialize in complex financing scenarios where traditional loans don't fit. Explore all niche programs below.
Access California's down payment assistance programs. Explore all DPA programs below.
Self-employed professionals, freelancers, and business owners. Explore all special income documentation programs below.
Speed & Certainty
Whether you're buying your first condo or a $3M estate, we offer comprehensive financing solutions with 14-day closings. Explore our complete range of purchase loan programs below.
Rate & Term, Cash-Out
Refinance to lower your interest rate, shorten your loan term, or access home equity for renovations, debt consolidation, or investment opportunities. Explore all refinance programs below.
SBA 504 & 7(a)
Finance commercial real estate, owner-occupied buildings, or business expansions. Explore all commercial financing programs below.
Build & Improve
Finance new construction, renovations, or land purchases. Explore all construction and renovation programs below.
Specialized Properties
From condos and townhomes to multi-family buildings and unique property types. Explore all specialized property financing programs below.
Complex Scenarios
We specialize in complex financing scenarios where traditional loans don't fit. Explore all niche programs below.
CalHFA & Local DPA
Access California's down payment assistance programs. Explore all DPA programs below.
Alternative Documentation
Self-employed professionals, freelancers, and business owners. Explore all special income documentation programs below.
Popular loan programs for Maywood homebuyers. Compare options and find your best fit.
| Loan Type | Down Payment | Credit Score | Best For |
|---|---|---|---|
| No Down Payment Program Featured | $0 (3.5% grant) | 580+ | Any buyer - grant covers FHA or Conventional down payment, forgiven after 6 payments |
| Conventional | 3-20% | 620+ | Good credit, stable income. Max: $1,249,125 |
| FHA | 3.5% minimum | 580+ | First-time buyers with limited savings |
| VA | $0 | No minimum | Veterans, active military, surviving spouses |
| Jumbo | 15-20% | 680+ | Properties exceeding $1,249,125 |
| Bank Statement | 10-20% | 660+ | Self-employed buyers who write off business expenses |
| DSCR | 20-25% | 660+ | Rental income properties, real estate investors |
| Reverse Mortgage | N/A | No minimum | Homeowners 62+ tapping equity without payments |
Questions? Call (510) 589-4096 or email info@agoodlender.com
Standard option for Maywood buyers. Most homes under $1.25M with competitive rates.
Strong FHA option in Maywood. Low down payment gets you into most properties here.
$0 down for Maywood veterans. VA loans cover all properties with no PMI required.
Maywood business owners qualify on deposits. Tax write-offs reduce income on paper. Bank statements show reality.
CalHFA programs popular in Maywood. State assistance helps with down payment and closing costs.
Premium Maywood homes over $1.25M require jumbo loans. Less common but available for luxury properties.
Maywood sellers can buy first with bridge loans. Short-term financing until sale closes.
LLC financing options for Maywood investors. Buy rentals in entity names.
Conforming refinance for Maywood homeowners. Best rates for loans under $1.25M.
FHA streamline refinance for Maywood. Easiest way to lower your existing FHA rate.
VA streamline refi for Maywood veterans. Fastest way to reduce your mortgage payment.
Turn Maywood home equity into cash. Refinance at competitive rates for home improvements or debt.
HELOC available for Maywood homeowners. Access equity without replacing first mortgage.
Maywood owners can get home equity loans. Fixed rate for predictable payments.
DSCR loans work for Maywood investment properties. Cash flow analysis replaces income docs.
Fix-and-flip available for Maywood projects. Short-term financing for value-add investments.
Multifamily options for Maywood investors. Finance apartment buildings with commercial loans.
Maywood investors use hard money for quick closes. Higher rate but fast funding.
Buy a home with zero down payment. Our lenders cover your entire down payment through grant programs. No repayment required. Available for Maywood buyers with qualifying income.
CalHFA programs popular in Maywood. State assistance helps with down payment and closing costs.
Maywood has local down payment programs. Combine with CalHFA for maximum assistance.
Elite grant available for Maywood buyers. Down payment assistance with no repayment.
Maywood family sales can use gift of equity. Equity difference becomes down payment.
Add a co-borrower for Maywood purchases. Family member income boosts qualification.
Every situation is unique. The right loan program depends on your unique situation. See what works best for you.
Questions? Call (510) 589-4096 or email info@agoodlender.com
Maywood sits in southeast LA County, basically between downtown LA and Commerce. Population is 25,009, median household income $57,615. The homeownership rate here is 30.2%, which tells you this is primarily a rental market. At $720K median home price, you're looking at entry-level pricing for LA County proper, but here's the thing: a household earning $57K isn't qualifying for a $720K mortgage without serious down payment help or multiple incomes on the loan. Most buyers here are either multi-generational families pooling resources or investors picking up rentals.
If you're buying with kids in mind, you need to look hard at the school ratings because they affect resale value down the road. Maywood Academy High School, Maywood Elementary, and Fishburn Avenue Elementary serve the area, but the scores aren't going to blow you away compared to neighboring districts. That said, you're 19 minutes from downtown LA, which means access to magnet schools and charter options if you're willing to drive. The low homeownership rate means most families here are renting, so if you buy, you're in the minority. That can work in your favor for rental income if you're thinking about house hacking to help cover the mortgage.
Central Maywood runs around $720K for what you'll find, which is mostly older single-family homes and some small multi-unit properties. The housing stock is dense and compact, typical for southeast LA County cities that developed in the early 20th century. FHA loans work here if you're an owner-occupant and can scrape together 3.5% down, but you'll need to hit income requirements that are tough on a single $57K salary. Multi-family properties in this range often pencil out better because you can use projected rental income to qualify. Real talk: a lot of buyers here are looking at duplexes or triplexes, living in one unit and renting the others to make the numbers work.
The commute situation is actually one of Maywood's selling points if you work in central LA. You're 19 minutes to downtown, 24 minutes to Long Beach, 33 minutes to Santa Monica on a decent traffic day. No major freeways run directly through Maywood, but you're close enough to the I-710, I-5, and I-10 that you can get where you need to go. Local transit is available, which matters if you're financing tight and need to keep car costs down. The location means you're paying for proximity to LA job centers without paying Pasadena or Culver City prices. That's the trade you're making here.
The City of Maywood and LA County departments provide public sector jobs, but most residents commute out for work given how close you are to Commerce, Vernon, downtown LA, and the broader LA basin. Local retail and service businesses employ people, but the real employment draw is everything within that 20-30 minute radius. If you work in logistics, healthcare, government, or any of the big employment sectors in central or southeast LA County, Maywood keeps you close without the price tag of Silver Lake or Echo Park. For mortgage purposes, stable employment in nearby job centers is what makes lenders comfortable with loans here, even though the city itself is small.
Common questions from Maywood homebuyers and refinance clients. Can't find your answer? Book a 15-minute call with a Senior Loan Officer.
Pre-approval typically takes 24-72 hours. Full underwriting approval takes 14-21 days. We work with lenders offering express underwriting for strong borrowers who need faster closings.
Standard documents needed: pay stubs (last 30 days), W-2s (past 2 years), tax returns (past 2 years), bank statements (past 2 months), and photo ID. Self-employed borrowers need business tax returns and P&L statements. We'll provide a complete checklist for your situation.
Typical Maywood closing timeline: 30-45 days from accepted offer. VA/FHA loans may take slightly longer. Cash buyers close in 7-14 days. We work to meet your timeline and coordinate with all parties to close on schedule.
You have several low down payment options in Maywood: Conventional (3% down), FHA (3.5% down), VA (0% for veterans), and our 6-Month Forgivable Grant Program covering your entire down payment. Many Maywood buyers purchase with 3.5% or less down.
Our No Money Down program offers $0 down payment for qualified Maywood buyers. We also offer our 6-Month Forgivable Grant (covers 3-3.5% down, forgiven after 6 months), CalHFA programs, and local first-time buyer assistance. Unlike CalHFA's 5-year requirements, our programs have no income limits and no first-time buyer requirement.
Yes! Zero-down options for Maywood buyers include: VA loans (eligible veterans), USDA loans (eligible rural areas), and our 6-Month Forgivable Grant Program combined with seller concessions for closing costs. Many Maywood families purchase with minimal upfront cash.
2026 Los Angeles County limits: FHA $1,249,125, Conventional $1,249,125. Any loan above $1,249,125 is a jumbo loan. Most Maywood properties fall within conforming limits, maximizing your financing options.
For Maywood's $500,000 median price: FHA is better for credit scores under 680 or down payments under 5%—it's more forgiving on DTI ratios too. Conventional is better with 5%+ down and 700+ credit (lower PMI costs). We compare both options for your specific situation.
A denial doesn't mean you can't buy in Maywood. We review your denial letter, identify the specific issues (credit, DTI, income documentation), and match you with lenders who have more flexible guidelines. Common solutions include FHA loans for credit flexibility, alternative documentation, or co-borrower structures.
Credit requirements by loan type: FHA accepts 580+ (or 500 with 10% down), conventional starts at 620, VA at 620+. Our zero-down grant program works with 640+. Higher scores (720+) get better rates, but we work with borrowers across the credit spectrum.
Absolutely—first-time buyers are our specialty in Maywood. We guide you through the entire process, help you understand FHA vs conventional vs VA options, identify all available down payment assistance in Los Angeles County, and structure your purchase to minimize upfront costs.
You still have options in Maywood. FHA loans accept credit scores as low as 580 (or 500 with 10% down). We also offer credit improvement strategies and can connect you with rapid rescoring services to boost your score before applying. Many buyers improve 20-50 points within 30 days.
As a mortgage broker, we shop your scenario across 50+ wholesale lenders to find the best pricing. Unlike retail banks that only offer their own rates, we show you side-by-side comparisons with identical terms. No junk fees or hidden charges—just transparent pricing.
You work directly with a Senior Loan Officer (15+ years average experience) from application through closing—not a call center. We have local Los Angeles County expertise, same-day underwriting decisions, and flexibility to solve complex situations that algorithm-based lenders decline.
Closing costs in Maywood typically run 2-4% of the purchase price. On a $500,000 home, expect $10,000-$20,000 covering appraisal, title insurance, escrow fees, and prepaids. FHA allows sellers to contribute up to 6% toward your closing costs.
Pre-approval typically takes 24-72 hours. Full underwriting approval takes 14-21 days. We work with lenders offering express underwriting for strong borrowers who need faster closings.
You have several low down payment options in Maywood: Conventional (3% down), FHA (3.5% down), VA (0% for veterans), and our 6-Month Forgivable Grant Program covering your entire down payment. Many Maywood buyers purchase with 3.5% or less down.
A denial doesn't mean you can't buy in Maywood. We review your denial letter, identify the specific issues (credit, DTI, income documentation), and match you with lenders who have more flexible guidelines. Common solutions include FHA loans for credit flexibility, alternative documentation, or co-borrower structures.
As a mortgage broker, we shop your scenario across 50+ wholesale lenders to find the best pricing. Unlike retail banks that only offer their own rates, we show you side-by-side comparisons with identical terms. No junk fees or hidden charges—just transparent pricing.
You work directly with a Senior Loan Officer (15+ years average experience) from application through closing—not a call center. We have local Los Angeles County expertise, same-day underwriting decisions, and flexibility to solve complex situations that algorithm-based lenders decline.
Closing costs in Maywood typically run 2-4% of the purchase price. On a $500,000 home, expect $10,000-$20,000 covering appraisal, title insurance, escrow fees, and prepaids. FHA allows sellers to contribute up to 6% toward your closing costs.
Standard documents needed: pay stubs (last 30 days), W-2s (past 2 years), tax returns (past 2 years), bank statements (past 2 months), and photo ID. Self-employed borrowers need business tax returns and P&L statements. We'll provide a complete checklist for your situation.
Typical Maywood closing timeline: 30-45 days from accepted offer. VA/FHA loans may take slightly longer. Cash buyers close in 7-14 days. We work to meet your timeline and coordinate with all parties to close on schedule.
Credit requirements by loan type: FHA accepts 580+ (or 500 with 10% down), conventional starts at 620, VA at 620+. Our zero-down grant program works with 640+. Higher scores (720+) get better rates, but we work with borrowers across the credit spectrum.
2026 Los Angeles County limits: FHA $1,249,125, Conventional $1,249,125. Any loan above $1,249,125 is a jumbo loan. Most Maywood properties fall within conforming limits, maximizing your financing options.
Our No Money Down program offers $0 down payment for qualified Maywood buyers. We also offer our 6-Month Forgivable Grant (covers 3-3.5% down, forgiven after 6 months), CalHFA programs, and local first-time buyer assistance. Unlike CalHFA's 5-year requirements, our programs have no income limits and no first-time buyer requirement.
Yes! Zero-down options for Maywood buyers include: VA loans (eligible veterans), USDA loans (eligible rural areas), and our 6-Month Forgivable Grant Program combined with seller concessions for closing costs. Many Maywood families purchase with minimal upfront cash.
Absolutely—first-time buyers are our specialty in Maywood. We guide you through the entire process, help you understand FHA vs conventional vs VA options, identify all available down payment assistance in Los Angeles County, and structure your purchase to minimize upfront costs.
You still have options in Maywood. FHA loans accept credit scores as low as 580 (or 500 with 10% down). We also offer credit improvement strategies and can connect you with rapid rescoring services to boost your score before applying. Many buyers improve 20-50 points within 30 days.
For Maywood's $500,000 median price: FHA is better for credit scores under 680 or down payments under 5%—it's more forgiving on DTI ratios too. Conventional is better with 5%+ down and 700+ credit (lower PMI costs). We compare both options for your specific situation.
The FHA loan limit in Maywood is $1,250,000 for 2025, which covers the vast majority of homes in this market. With median home prices around $720K, most Maywood properties fall well within FHA lending limits. This makes FHA loans an excellent option for buyers who want lower down payment requirements and more flexible credit guidelines.
Most Maywood buyers won't need a jumbo loan since the conforming loan limit is $1,250,000 and median home prices are around $720K. Only properties priced above $1.25 million would require jumbo financing, which represents a small portion of Maywood's housing inventory. You'll likely qualify for conventional, FHA, or VA loans with their competitive rates and terms.
The 2026 loan limits for Los Angeles County haven't been announced yet, but current 2025 limits are $1,250,000 for conforming, FHA, and VA loans. These limits typically adjust annually based on home price trends, so they may increase for 2026. For now, the $1.25M limit provides excellent coverage for Maywood's $600K. $900K typical price range.
Yes, VA loans are highly competitive in Maywood with a loan limit of $1,250,000, covering virtually all homes in the area. Eligible veterans and service members can purchase with $0 down and no monthly mortgage insurance, making homeownership more affordable. With Maywood's median price at $720K, VA loans offer significant savings compared to other financing options.
Our No Money Down program offers $0 down payment for qualified buyers, making homeownership immediately accessible in Maywood. Additionally, CalHFA offers down payment assistance programs with grants and deferred. payment junior loans, while Los Angeles County provides various first. time buyer programs. These programs are particularly valuable given Maywood's 30.2% homeownership rate and can help bridge the gap between your savings and purchase price.
Down payment requirements in Maywood vary by loan type: conventional loans can go as low as 3% ($21,600 on a $720K home), FHA requires 3.5% ($25,200), and VA or USDA loans offer $0 down for eligible buyers. With median home prices around $720K, many buyers use down payment assistance programs to reduce their upfront costs. Your specific situation and loan type will determine what works best for your budget.
Most Maywood buyers can qualify with a credit score of 620 for conventional loans, while FHA loans accept scores as low as 580 (or even 500 with 10% down). VA loans typically require around 580. 620 depending on the lender. Given Maywood's balanced market and median income of $57,615, lenders evaluate your complete financial picture including income, debt, and employment stability.
Choose a lender experienced with Maywood's market who can explain all your options including conventional, FHA, and VA loans for this price range. Look for competitive rates, transparent fees, and expertise with down payment assistance programs that can make homeownership more affordable. A good lender will understand the local market dynamics and help you navigate the process efficiently, especially important in a balanced market where timing matters.
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