About A Good Lender

40+ years of expertise helping families achieve homeownership with personalized service, competitive rates, and solutions big banks can't offer.

Our Story

Rodney Roloff started originating home loans in 1985. After 40 years, he founded A Good Lender because California borrowers needed someone who actually listened instead of forcing them into whatever the big banks were selling.

Our goal is simple. Make financing easy. Rodney knows which loan programs exist because he's been doing this since 1985. But knowing the programs is only half the battle. We listen to what you're trying to accomplish first, then match you with the right loan.

Your situation is unique. It won't fit in the cookie-cutter world of big banks. Rodney started A Good Lender after watching too many qualified borrowers get rejected for not fitting into neat little boxes. Tell us your goals and we'll use 40 years of experience to find the best options for you.

Here's our advantage. We offer everything the big banks do, plus dozens of other loan programs they don't have access to. And we still get you the same competitive rates. That's what 40 years of relationships and knowledge gets you.

We do residential loans, commercial loans, and business loans. Your credit can be excellent or poor, we work with borrowers at every level. Tell us what you need and we'll figure out how to make it happen.

What Makes Us Different?

Why choose A Good Lender over big banks and other brokers

Personalized, Not Cookie-Cutter

Big banks offer one-size-fits-all solutions. We customize every loan to your unique financial situation and goals.

More Loan Options

We offer everything big banks do PLUS specialty programs they don't have - from conventional to creative financing solutions.

Competitive Rates

Access to multiple lenders means competitive pricing without the bank overhead - saving you money.

All Credit Ranges Welcome

From excellent to poor credit - we find solutions when others say no. Your past doesn't define your future.

Residential & Commercial

Full-service lending for all property types - homes, multi-family, commercial buildings, and business loans.

We Listen, Then Act

Your goals drive our recommendations. We take time to understand your situation before proposing solutions.

Meet Our Expert Team

Experienced loan officers who genuinely care about your success

Rodney Roloff

Rodney Roloff

Mortgage Broker

38+ years experience

NMLS #296889

Scott McNerney

Scott McNerney

Loan Officer

Professional

NMLS #1568542

Jeff Wedderburn

Jeff Wedderburn

Loan Officer

32+ years experience

NMLS #276103

Common Questions

Honest answers to questions you might be wondering about

Great question! We launched our website in November 2025 after 40 years of operating primarily through referrals. Our business grew entirely through word-of-mouth recommendations from past clients, real estate agents, and CPAs. We're just starting to build our online presence now, so reviews will come. But if you want references, we can connect you with clients we've helped over the past four decades.

Because we didn't need to. For 40 years, we stayed busy through referrals alone. But we realized we could help more California families if they could actually find us online. This isn't about needing business. It's about making 40 years of expertise accessible to everyone, not just people in our referral network.

Verify everything. NMLS #1692403 (check nmlsconsumeraccess.org), CA DRE Licensed since 1985, 40 years of verifiable mortgage history, real office with a real team and a phone number we actually answer. Ask your realtor. They probably know us.

Ready to Experience the A Good Lender Difference?

Let's discuss your unique financial situation and find the perfect loan solution for you.