Mortgage broker serving Corona, CA, offering a full range of loan programs - purchases, refinancing, investment properties, FHA, VA, jumbo, DSCR, bank statement loans, down payment assistance, and more. Personalized programs for your unique situation. 40+ years California mortgage experience.
Schedule a quick 15-minute call and we'll match you to the right program and give you the best rate for your unique situation.
We as brokers shop hundreds of lenders for you. Banks offer their own limited products.
As mortgage specialists serving Corona buyers, we match your unique situation to the right program.
With prices approaching $833K, Corona buyers benefit from strategic conforming vs jumbo analysis.
We've spent 40+ years solving these exact challenges.
We're here to help match you with the perfect loan program for your Corona purchase.
SCHEDULE FREE CONSULTATION"For over 30 years, A Good Lender has been a trusted and essential part of my family's financial journey, guiding us through more than a dozen mortgage financing transactions with professionalism, integrity and care. What sets A Good Lender apart is their reliability and ability to demystify the mortgage process."
"Rodney Roloff & The Team at A Good Lender made my house buying process a breeze. Rodney helped me to better understand the loan process and walked me through everything step by step. If your looking for a good lender. One who will help you get the best rate. I highly recommend reaching out to Rodney and his team at 'A good lender'"
"From our first home buying experience, to exploring HELOC options, and refinancing, every step we were supported with clear and accurate information. A team who's knowledgeable, prompt to respond to any questions, and who genuinely cares for their clients is a rare find in this industry."
We've simplified the mortgage maze into four clear steps. No surprises, just results.
Complete your loan application online and upload your documents. We'll review everything to make sure it's complete before submitting to our lending partners.
We submit your application to our lending partners. Their underwriters review your documents, verify your income and credit, and issue your loan approval.
Sign your final documents, get your keys, and move into your Corona home. We coordinate everything to make closing day smooth and stress-free.
Finding the right home loan in Corona starts with understanding your options. We've streamlined hundreds of mortgage programs into 8 clear categories for Corona home buyers—covering purchase loans, refinance, commercial real estate, and specialized financing like bank statement and jumbo loans. Explore the general programs to compare down payment options and requirements, or apply now for a custom financing solution tailored to your Corona property.
Whether you're buying your first condo or a $3M estate, we offer comprehensive financing solutions with 14-day closings. Explore our complete range of purchase loan programs below.
Refinance to lower your interest rate, shorten your loan term, or access home equity for renovations, debt consolidation, or investment opportunities. Explore all refinance programs below.
Finance commercial real estate, owner-occupied buildings, or business expansions. Explore all commercial financing programs below.
Finance new construction, renovations, or land purchases. Explore all construction and renovation programs below.
From condos and townhomes to multi-family buildings and unique property types. Explore all specialized property financing programs below.
We specialize in complex financing scenarios where traditional loans don't fit. Explore all niche programs below.
Access California's down payment assistance programs. Explore all DPA programs below.
Self-employed professionals, freelancers, and business owners. Explore all special income documentation programs below.
Speed & Certainty
Whether you're buying your first condo or a $3M estate, we offer comprehensive financing solutions with 14-day closings. Explore our complete range of purchase loan programs below.
Rate & Term, Cash-Out
Refinance to lower your interest rate, shorten your loan term, or access home equity for renovations, debt consolidation, or investment opportunities. Explore all refinance programs below.
SBA 504 & 7(a)
Finance commercial real estate, owner-occupied buildings, or business expansions. Explore all commercial financing programs below.
Build & Improve
Finance new construction, renovations, or land purchases. Explore all construction and renovation programs below.
Specialized Properties
From condos and townhomes to multi-family buildings and unique property types. Explore all specialized property financing programs below.
Complex Scenarios
We specialize in complex financing scenarios where traditional loans don't fit. Explore all niche programs below.
CalHFA & Local DPA
Access California's down payment assistance programs. Explore all DPA programs below.
Alternative Documentation
Self-employed professionals, freelancers, and business owners. Explore all special income documentation programs below.
Popular loan programs for Corona homebuyers. Compare options and find your best fit.
| Loan Type | Down Payment | Credit Score | Best For |
|---|---|---|---|
| No Down Payment Program Featured | $0 (3.5% grant) | 580+ | Any buyer - grant covers FHA or Conventional down payment, forgiven after 6 payments |
| Conventional | 3-20% | 620+ | Good credit, stable income. Max: $832,750 |
| FHA | 3.5% minimum | 580+ | First-time buyers with limited savings |
| VA | $0 | No minimum | Veterans, active military, surviving spouses |
| Jumbo | 15-20% | 680+ | Properties exceeding $832,750 |
| Bank Statement | 10-20% | 660+ | Self-employed buyers who write off business expenses |
| DSCR | 20-25% | 660+ | Rental income properties, real estate investors |
| Reverse Mortgage | N/A | No minimum | Homeowners 62+ tapping equity without payments |
Questions? Call (510) 589-4096 or email info@agoodlender.com
Standard option for Corona buyers. Most homes under $833K with competitive rates.
Strong FHA option in Corona. Low down payment gets you into most properties here.
$0 down for Corona veterans. VA loans cover all properties with no PMI required.
Corona business owners qualify on deposits. Tax write-offs reduce income on paper. Bank statements show reality.
CalHFA programs popular in Corona. State assistance helps with down payment and closing costs.
Premium Corona homes over $833K require jumbo loans. Less common but available for luxury properties.
Corona sellers can buy first with bridge loans. Short-term financing until sale closes.
LLC financing options for Corona investors. Buy rentals in entity names.
Conforming refinance for Corona homeowners. Best rates for loans under $833K.
FHA streamline refinance for Corona. Easiest way to lower your existing FHA rate.
VA streamline refi for Corona veterans. Fastest way to reduce your mortgage payment.
Turn Corona home equity into cash. Refinance at competitive rates for home improvements or debt.
HELOC available for Corona homeowners. Access equity without replacing first mortgage.
Corona owners can get home equity loans. Fixed rate for predictable payments.
DSCR loans work for Corona investment properties. Cash flow analysis replaces income docs.
Fix-and-flip available for Corona projects. Short-term financing for value-add investments.
Multifamily options for Corona investors. Finance apartment buildings with commercial loans.
Corona investors use hard money for quick closes. Higher rate but fast funding.
Buy a home with zero down payment. Our lenders cover your entire down payment through grant programs. No repayment required. Available for Corona buyers with qualifying income.
CalHFA programs popular in Corona. State assistance helps with down payment and closing costs.
Corona has local down payment programs. Combine with CalHFA for maximum assistance.
Elite grant available for Corona buyers. Down payment assistance with no repayment.
Corona family sales can use gift of equity. Equity difference becomes down payment.
Add a co-borrower for Corona purchases. Family member income boosts qualification.
Every situation is unique. The right loan program depends on your unique situation. See what works best for you.
Questions? Call (510) 589-4096 or email info@agoodlender.com
Corona sits in western Riverside County where the Inland Empire meets Orange County, about 45 miles southeast of LA. Population is 158,346, median household income $103,727. The homeownership rate here is 63.1%, and at $765K median home price, you're looking at a market that's priced like the outer edges of Orange County but with more space and newer construction. A household pulling in $100K can still qualify here with 10-15% down on a conventional loan, which is getting harder to find this close to the coast.
If you're buying with kids in mind, Corona's got solid elementary options that matter for both your daily life and resale value. Temescal Valley Elementary, Dwight D. Eisenhower Elementary, Todd Elementary, Corona Ranch, and Rosa Parks all serve different parts of the city. The Corona-Norco Unified School District is one of the larger employers here, which tells you something about the area's commitment to education and stability. Families with school-age kids drive a lot of the buyer demand in Corona, and that consistent demand helps protect your property value when it's time to sell or refinance down the road.
Where you buy in Corona affects your loan options and what you're getting for that $765K price point. South Corona covers the southern portion of the city with established residential areas hitting right at that $765K median, mostly conventional loans with buyers putting down 10-20%. Eagle Glen is a planned community with newer builds, also around $765K, popular with families who want HOA amenities and newer construction that qualifies easily for conventional financing. The Retreat offers residential neighborhoods in the same price range, attracting buyers who want that planned community feel without going full master-planned. The pricing is pretty consistent across Corona because the whole city developed in similar waves, so you're choosing lifestyle and location more than trying to find a bargain neighborhood.
The commute to LA runs about 57 minutes on a decent day, which is why Corona's become a bedroom community for people working in Orange County or LA who want more house for their money. You're close enough to make the drive work but far enough out that $765K gets you a real single-family home instead of a condo. Local transit is available, but real talk, most people here are driving. The location between major job centers is exactly why Corona's median income sits over $100K. People are commuting to higher-paying jobs and coming home to a mortgage payment that's manageable on those salaries.
Corona's got some legitimate corporate employers that keep the local economy stable, which matters when you're taking on a 30-year mortgage. Fender Musical Instruments Corporation has been here forever, Monster Beverage Corporation brings corporate jobs, and the Corona-Norco Unified School District is a major employer with steady public sector positions. City of Corona itself provides municipal jobs. The mix of manufacturing, corporate, education, and government work means the job base isn't dependent on one industry. That economic diversity is why lenders don't flinch at Corona properties. You've got stable employment, good household incomes, and consistent buyer demand.
Common questions from Corona homebuyers and refinance clients. Can't find your answer? Book a 15-minute call with a Senior Loan Officer.
Pre-approval typically takes 24-72 hours. Full underwriting approval takes 14-21 days. We work with lenders offering express underwriting for strong borrowers who need faster closings.
Standard documents needed: pay stubs (last 30 days), W-2s (past 2 years), tax returns (past 2 years), bank statements (past 2 months), and photo ID. Self-employed borrowers need business tax returns and P&L statements. We'll provide a complete checklist for your situation.
Typical Corona closing timeline: 30-45 days from accepted offer. VA/FHA loans may take slightly longer. Cash buyers close in 7-14 days. We work to meet your timeline and coordinate with all parties to close on schedule.
You have several low down payment options in Corona: Conventional (3% down), FHA (3.5% down), VA (0% for veterans), and our 6-Month Forgivable Grant Program covering your entire down payment. Many Corona buyers purchase with 3.5% or less down.
Our No Money Down program offers $0 down payment for qualified Corona buyers. We also offer our 6-Month Forgivable Grant (covers 3-3.5% down, forgiven after 6 months), CalHFA programs, and local first-time buyer assistance. Unlike CalHFA's 5-year requirements, our programs have no income limits and no first-time buyer requirement.
Yes! Zero-down options for Corona buyers include: VA loans (eligible veterans), USDA loans (eligible rural areas), and our 6-Month Forgivable Grant Program combined with seller concessions for closing costs. Many Corona families purchase with minimal upfront cash.
2026 Riverside County limits: FHA $690,000, Conventional $832,750. Any loan above $832,750 is a jumbo loan. Most Corona properties fall within conforming limits, maximizing your financing options.
For Corona's $500,000 median price: FHA is better for credit scores under 680 or down payments under 5%—it's more forgiving on DTI ratios too. Conventional is better with 5%+ down and 700+ credit (lower PMI costs). We compare both options for your specific situation.
A denial doesn't mean you can't buy in Corona. We review your denial letter, identify the specific issues (credit, DTI, income documentation), and match you with lenders who have more flexible guidelines. Common solutions include FHA loans for credit flexibility, alternative documentation, or co-borrower structures.
Credit requirements by loan type: FHA accepts 580+ (or 500 with 10% down), conventional starts at 620, VA at 620+. Our zero-down grant program works with 640+. Higher scores (720+) get better rates, but we work with borrowers across the credit spectrum.
Absolutely—first-time buyers are our specialty in Corona. We guide you through the entire process, help you understand FHA vs conventional vs VA options, identify all available down payment assistance in Riverside County, and structure your purchase to minimize upfront costs.
You still have options in Corona. FHA loans accept credit scores as low as 580 (or 500 with 10% down). We also offer credit improvement strategies and can connect you with rapid rescoring services to boost your score before applying. Many buyers improve 20-50 points within 30 days.
As a mortgage broker, we shop your scenario across 50+ wholesale lenders to find the best pricing. Unlike retail banks that only offer their own rates, we show you side-by-side comparisons with identical terms. No junk fees or hidden charges—just transparent pricing.
You work directly with a Senior Loan Officer (15+ years average experience) from application through closing—not a call center. We have local Riverside County expertise, same-day underwriting decisions, and flexibility to solve complex situations that algorithm-based lenders decline.
Closing costs in Corona typically run 2-4% of the purchase price. On a $500,000 home, expect $10,000-$20,000 covering appraisal, title insurance, escrow fees, and prepaids. FHA allows sellers to contribute up to 6% toward your closing costs.
Pre-approval typically takes 24-72 hours. Full underwriting approval takes 14-21 days. We work with lenders offering express underwriting for strong borrowers who need faster closings.
You have several low down payment options in Corona: Conventional (3% down), FHA (3.5% down), VA (0% for veterans), and our 6-Month Forgivable Grant Program covering your entire down payment. Many Corona buyers purchase with 3.5% or less down.
A denial doesn't mean you can't buy in Corona. We review your denial letter, identify the specific issues (credit, DTI, income documentation), and match you with lenders who have more flexible guidelines. Common solutions include FHA loans for credit flexibility, alternative documentation, or co-borrower structures.
As a mortgage broker, we shop your scenario across 50+ wholesale lenders to find the best pricing. Unlike retail banks that only offer their own rates, we show you side-by-side comparisons with identical terms. No junk fees or hidden charges—just transparent pricing.
You work directly with a Senior Loan Officer (15+ years average experience) from application through closing—not a call center. We have local Riverside County expertise, same-day underwriting decisions, and flexibility to solve complex situations that algorithm-based lenders decline.
Closing costs in Corona typically run 2-4% of the purchase price. On a $500,000 home, expect $10,000-$20,000 covering appraisal, title insurance, escrow fees, and prepaids. FHA allows sellers to contribute up to 6% toward your closing costs.
Standard documents needed: pay stubs (last 30 days), W-2s (past 2 years), tax returns (past 2 years), bank statements (past 2 months), and photo ID. Self-employed borrowers need business tax returns and P&L statements. We'll provide a complete checklist for your situation.
Typical Corona closing timeline: 30-45 days from accepted offer. VA/FHA loans may take slightly longer. Cash buyers close in 7-14 days. We work to meet your timeline and coordinate with all parties to close on schedule.
Credit requirements by loan type: FHA accepts 580+ (or 500 with 10% down), conventional starts at 620, VA at 620+. Our zero-down grant program works with 640+. Higher scores (720+) get better rates, but we work with borrowers across the credit spectrum.
2026 Riverside County limits: FHA $690,000, Conventional $832,750. Any loan above $832,750 is a jumbo loan. Most Corona properties fall within conforming limits, maximizing your financing options.
Our No Money Down program offers $0 down payment for qualified Corona buyers. We also offer our 6-Month Forgivable Grant (covers 3-3.5% down, forgiven after 6 months), CalHFA programs, and local first-time buyer assistance. Unlike CalHFA's 5-year requirements, our programs have no income limits and no first-time buyer requirement.
Yes! Zero-down options for Corona buyers include: VA loans (eligible veterans), USDA loans (eligible rural areas), and our 6-Month Forgivable Grant Program combined with seller concessions for closing costs. Many Corona families purchase with minimal upfront cash.
Absolutely—first-time buyers are our specialty in Corona. We guide you through the entire process, help you understand FHA vs conventional vs VA options, identify all available down payment assistance in Riverside County, and structure your purchase to minimize upfront costs.
You still have options in Corona. FHA loans accept credit scores as low as 580 (or 500 with 10% down). We also offer credit improvement strategies and can connect you with rapid rescoring services to boost your score before applying. Many buyers improve 20-50 points within 30 days.
For Corona's $500,000 median price: FHA is better for credit scores under 680 or down payments under 5%—it's more forgiving on DTI ratios too. Conventional is better with 5%+ down and 700+ credit (lower PMI costs). We compare both options for your specific situation.
The FHA loan limit in Corona is $690,000 for 2026, which covers most homes in the area since the median price is around $765,000. If you're looking at homes above this limit, you'll need to consider conventional financing or make a larger down payment. FHA loans are popular with first. time buyers in Corona because they allow down payments as low as 3.5%.
Most buyers in Corona won't need a jumbo loan since the conforming loan limit is $833,000 and the median home price is $765,000. You'll only need jumbo financing if you're purchasing a home above $833,000, which represents the higher end of Corona's market. The majority of homes here fall comfortably within conventional loan limits.
For 2026, Riverside County's loan limits are $690,000 for FHA loans, $833,000 for VA loans, and $833,000 for conforming conventional loans. These limits apply to single. family homes and give buyers in Corona plenty of purchasing power for the area's typical $600K. $900K price range.
Yes, VA loans are very competitive in Corona with a loan limit of $833,000, which covers virtually all homes in the market. Veterans and active military can benefit from $0 down payment and no PMI requirements, making homeownership more affordable. Corona's proximity to military installations makes VA loans a popular choice here.
Our No Money Down program offers $0 down payment for qualified buyers, making homeownership immediately accessible in Corona. Additionally, CalHFA offers down payment assistance programs with competitive rates, and Riverside County provides local DPA options for first. time and moderate. income buyers. These programs can be combined with FHA, VA, or conventional loans depending on your situation.
Down payments in Corona vary by loan type: you can put down as little as 3% with conventional loans, 3.5% with FHA, or $0 with VA loans or our No Money Down program. On Corona's median home price of $765,000, a 3% down payment would be around $23,000. Many buyers here use down payment assistance to reduce their upfront costs.
Most lenders require a minimum credit score of 620 for conventional loans in Corona, while FHA loans can go as low as 580 (or even 500 with 10% down). With Corona's median income of $103,727, many buyers qualify with mid. range credit scores in the 640. 700 range. Higher credit scores will get you better interest rates and more loan options.
Look for a lender experienced with Corona's balanced market who can explain all your options including FHA, VA, conventional, and down payment assistance programs. Compare rates, fees, and closing timelines from multiple lenders, and choose one who's responsive and can close on time in competitive situations. A local lender familiar with Riverside County will understand the market and help you navigate Corona's $600K. $900K price range effectively.
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