California Mortgage Mortgage Refinance Made Simple

Lower your rate fast with expert guidance from California's trusted mortgage specialists. 40+ years of experience helping homeowners save with rate/term, cash-out, FHA & VA refinance options statewide.

No Application Fees
40+ Years Experience
Local California Experts

Not Sure Which Refinance Option is Right for You?

Our expert loan advisors will help you find the perfect refinance solution. Whether you want to lower your rate, tap into equity, or reduce your term, we'll guide you through every option available.

Talk to a Loan Expert
California homeowners reviewing refinance options and documents together at home

CALIFORNIA MORTGAGE
REFINANCE PROGRAMS

Rate & Term, Cash-Out, FHA & VA refinance options designed specifically for California homeowners. Lower your rate in 24 hours.

Home Equity Refinance

Tap into your home's equity with a refinance

  • Access built-up equity
  • Lower interest rates
  • Flexible loan amounts

HELOC Refinance

Revolving line of credit secured by your home

  • Draw funds as needed
  • Pay interest only on what you use
  • Flexible repayment terms

Reverse Mortgage Refinance

Convert home equity into retirement income

  • No monthly mortgage payments
  • Stay in your home
  • Tax-free proceeds
Explore All Refinance Options

Including Jumbo, HELOC, Investment Property, and specialized refinance programs

What our clients said about refinancing

Real success stories from California families who saved money and improved their financial situation through refinancing.

Dwight M. profile picture

We owned out home in San Jose for almost 28 years and over those years, we refinanced several times. Refinancing can be a bit nerve wracking, because you're just not always sure of the sincerity and h...

Daniel F. profile picture

Rod was a pleasure to work with and made refinancing as simple as possible. He was very attentive and answered any and all of my questions. Thank you for providing such excellent service!!

Gordon Y. profile picture

Rod Roloff has handled numerous refinancings and acquisition loans for our family so he's really gotten to know us well. He's particularly skilled at understanding complex financial situations in the ...

Calculate Your Refinance Savings

See how much you could save by refinancing

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READY TO REFINANCE YOUR CALIFORNIA HOME?

Get your refinance quote in 24 hours and start saving money. Our California experts are here to guide you every step of the way.

✓ No application fees ✓ 24-hour quotes ✓ Local California experts