NICHE PROGRAMS LOANS
Specialized Loan Programs
Every borrower has a unique situation. Our niche loan programs solve complex financing challenges that traditional lenders can't handle. From visa borrowers to unpermitted additions, we have creative solutions for your specific needs.
Specialized Niche Programs
Creative financing solutions for unique situations. When traditional lenders say no, we find a way to make your loan work.
Purchase Strategy Programs
BUY BEFORE YOU SELL
Bridge Financing Available
GIFT OF EQUITY
Family Property Transfers
NO SEASONING CASH-OUT
Immediate Cash-Out Refi
Solar Panel Add-On
Green Energy Financing
International & Credit Solutions
Visa Borrowers
Work & Student Visas
Departing Residence
Future Rental Income
Foreign Nationals
Non-US Citizens
No/Limited Credit
Thin Credit Files
Property & Structure Solutions
Aggressive Asset Depletion
High-Net-Worth Programs
Non-Occupant Co-Borrower
Family Member Support
Unpermitted Additions
ADUs & Additions
Large Acreage
Rural & Agricultural
LLC Funding
Investment Properties
Overwhelmed by All These Loan Options?
Let our experts guide you to the perfect niche program for your unique situation
Niche Program Questions
Understanding our specialized loan solutions
What specialized programs are available?
We offer buy-before-sell financing, gift of equity, no seasoning cash-out, solar panel add-ons, visa and foreign national programs, no credit solutions, asset depletion, non-occupant co-borrowers, unpermitted additions, large acreage, and LLC funding for investments.
Can I buy before selling my current home?
Yes! Buy Before You Sell programs let you purchase without waiting to sell. Options include bridge loans, temporary financing, and programs that don't count your current mortgage if you have sufficient equity.
Do you offer loans for visa holders?
Absolutely! We have programs for H1-B, E-2, diplomatic, and student visa holders, plus foreign nationals. These offer competitive rates without requiring US credit history or permanent residency.
What about unpermitted additions?
We have lenders who finance properties with unpermitted additions/ADUs if they're not health and safety issues. We also finance large acreage, hobby farms, and rural estates that traditional lenders reject.
No Situation is Too Complex
Traditional lenders said no? We specialize in finding creative solutions for unique situations. Let our experts craft the perfect loan program for your specific needs.