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510-589-4096
Email: info@agoodlender.com

A Good Lender
4683 Chabot Drive Suite 280 Pleasanton, CA 94588

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I’m getting older and so are my clients

by Rodney Roloff / Sunday, 17 February 2019 / Published in Rodney Page

I realized that I am getting older, so are my clients, and if they are lucky enough to still have them, their parents also.

I realized I was getting a lot older when I became eligible to move into age restricted, retirement communities.  This can’t be true with having 2 boys still in High School, but it is.

Recently, a number of my clients have needed help for themselves or their parents who are on a fixed income after retirement and they cannot afford their mortgage payments and still carry on the lifestyle that they want and deserve.

We set them up in Reverse Mortgages that eliminated their monthly mortgage payments, got them additional cash out, and paid off all of their debts.  They also have an equity on their home that is tied to their reverse mortgage that allows them to draw out more money in the future as they need it.
These clients had some of the same questions that most have:

Will I lose my house with a reverse mortgage? – NO!  A reverse mortgage acts the same way as a regular mortgage.  It can be refinanced at any time.  It never comes due until after you are no longer able to stay in the house for more than one year.  You can will your house to the kids or whoever, just like a forward mortgage.

Is it very expensive? – NO! – We have investors now that allow us to offer “No Cost” Reverse Mortgages that have the lender paying all of the fees.

Medical bills are forcing me to sell – NO! – A Reverse Mortgage allows you to pull the money out of your home to pay for the raising medical bills and allows you to stay in your home.

Are the loan amounts too small for California? – NO! – We have the standard Reverse mortgages for property values up to and above the county loan limits (max $726.525) and we have a JUMBO Reverse Mortgage that allow us to go up to $4,000,000 Reverse Mortgages.  Even if you have a current reverse mortgage, this allows you to refinance and get additional cash out on your home.

Call me for yourself if you have questions or call me about your parents’ financial situation to see if this makes sense for your family.

Getting older is better than the alternative. 

There is a lot more information available on our website www.agoodlender.com/reverse-mortgages/
Including a bunch of articles that help to answer your questions and explain in detail.
Let me know if you have any questions

Rod

A Good Lender
NMLS #1692403
510-589-4096
info@agoodlender.com
4683 Chabot Drive Suite 280
Pleasanton, CA 94588

Loan Products

  • 7 Advantages To FHA Loan Financing!
  • Conforming Loans – Fannie Mae/Freddie Mac
  • VA Loans for you
  • True Jumbo Loans
  • Reverse Mortgages
  • Commercial – Business purpose loans
  • Unique – Unique loans for exception loans

510-589-4096
info@agoodlender.com
4683 Chabot Drive Suite 280
Pleasanton, CA 94588
NMLS #1692403

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