CONSTRUCTION & RENOVATION LOANS
Construction & Renovation Financing
Transform your property dreams into reality with our comprehensive construction and renovation loan programs. Whether you're building from the ground up, remodeling your current home, or investing in fix-and-flip projects, we have the perfect financing solution for your project in California.
Construction & Renovation Loan Programs
Comprehensive financing solutions for builders, renovators, and property investors. From ground-up construction to quick flips, we have you covered.
CONSTRUCTION-TO-PERM
One-Time Close
RENOVATION
Home Remodels & Improvements
FIX-AND-FLIP
Real Estate Investors
BRIDGE
Buy Before You Sell
LOT AND LAND
Raw Land & Improved Lots
Overwhelmed by All These Loan Options?
Let our experts guide you to the perfect construction or renovation loan for your unique project
Frequently Asked Questions
Everything you need to know about construction and renovation financing
What types of construction loans do you offer?
We offer Construction-to-Permanent loans (one-time close), stand-alone construction loans, renovation loans for remodels, fix-and-flip financing for investors, bridge loans for buying before selling, and lot/land loans for property acquisition.
How do construction-to-permanent loans work?
Construction-to-permanent loans provide financing for both the construction phase and permanent mortgage in one loan. You only pay interest on funds drawn during construction, then it converts to a traditional mortgage once complete.
Can I finance home renovations?
Yes! Our renovation loans allow you to finance home improvements into your mortgage. Options include FHA 203(k) loans, conventional renovation loans, and cash-out refinancing based on after-repair value.
What are fix-and-flip loan requirements?
Fix-and-flip loans typically require 20-30% down, proof of experience, detailed project plans, and an exit strategy. We offer 6-18 month terms with interest-only payments and competitive rates.
Ready to Build Your Dreams?
Get expert construction and renovation financing with competitive rates and flexible terms. Our loan specialists are ready to help make your project a reality.